If you’re concerned that you or a loved one are in violation of federal banking regulations, it’s helpful to learn what kinds of acts are considered bank fraud.
First, know that some types of federal bank fraud schemes include obtaining fraudulent appraisals, providing false information on applications for financial purposes and using fake documents. So, is bank fraud a federal offense? It can be if it falls into these types of fraud.
There are also some issues that the state considers bank fraud. Most bank fraud statutes fall into the forgery category. For example, you’re breaking forgery laws if you illegally change a financial document or the amount on a check, cash a forged check or create a fake real estate deed.